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CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Cash and cash equivalents:    
Cash and due from banks $ 14,310 $ 9,755
Interest-bearing deposits in other financial institutions 160,576 190,526
Total cash and cash equivalents 174,886 200,281
Available-for-sale debt securities, at fair value (amortized cost of $89,745 and $45,623, respectively) 89,615 45,607
Held-to-maturity debt securities, net of allowance for credit losses of $151 and $74 (fair value of $112,617 and $90,635), respectively 116,766 94,970
Correspondent bank stock, at cost 5,695 6,764
Mortgage loans held for sale, at fair value 24,675 40,176
Loans (includes $1,758 and $3,182 measured at fair value, respectively) 2,711,803 2,650,423
Allowance for credit losses (20,297) (21,441)
Total, net 2,691,506 2,628,982
Premises and equipment, net 25,641 25,687
Accrued interest receivable 11,338 11,209
Accounts receivable 4,781 4,579
Other receivables 171 2,444
Other real estate owned, net 0 3,040
Goodwill and other intangible assets, net 31,325 31,422
Deferred tax assets, net 2,679 4,003
Company-owned life insurance 17,651 17,416
Other assets 41,277 38,401
Total assets 3,238,006 3,154,981
Deposits:    
Noninterest-bearing 381,826 344,969
Interest-bearing 2,464,138 2,401,606
Total deposits 2,845,964 2,746,575
Borrowings:    
Federal Home Loan Bank and Federal Reserve borrowings 36,431 62,841
Subordinated notes 44,849 44,772
Accrued interest payable 1,243 1,295
Other liabilities 28,926 33,938
Total liabilities 2,957,413 2,889,421
Shareholders' Equity    
Preferred stock - no par value; 10,000,000 shares authorized; 0 issued and outstanding 0 0
Common stock - no par value; 90,000,000 shares authorized; 9,765,129 and 9,725,731 shares issued and outstanding as of June 30, 2026 and December 31, 2025, respectively 0 0
Additional paid-in capital 195,042 194,166
Retained earnings 84,640 72,703
Accumulated other comprehensive income (loss) 911 (1,309)
Total shareholders’ equity 280,593 265,560
Total liabilities and shareholders’ equity $ 3,238,006 $ 3,154,981