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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest and dividend income:    
Loans, including fees $ 38,125 $ 34,047
Loans accounted for under the fair value option 39 111
Investment securities 1,464 681
Interest-bearing deposits in other financial institutions 1,341 2,242
Dividends, restricted stock 136 128
Total interest and dividend income 41,105 37,209
Interest expense:    
Deposits 19,017 18,516
Other borrowed funds 1,205 1,240
Total interest expense 20,222 19,756
Net interest income 20,883 17,453
Less: (Release of) provision for credit losses (728) 80
Net interest income, after (release of) provision for credit losses 21,611 17,373
Non-interest income:    
Trust and investment management fees 4,751 4,677
Net gain on mortgage loans 1,458 1,067
Net gain on loans held for sale 0 222
Bank fees 305 422
Risk management and insurance fees 249 259
Income on company-owned life insurance 116 110
Net (loss) gain on loans accounted for under the fair value option (39) 6
Net (loss) gain on other real estate owned (7) 459
Unrealized (loss) gain recognized on equity securities (4) 11
Other (173) 112
Total non-interest income 6,656 7,345
Total income before non-interest expense 28,267 24,718
Non-interest expense:    
Salaries and employee benefits 12,935 11,480
Occupancy and equipment 1,903 2,232
Professional services 1,596 1,704
Technology and information systems 999 1,056
Data processing 1,186 1,122
Marketing 193 216
Amortization of other intangible assets 48 51
Other 1,304 1,500
Total non-interest expense 20,164 19,361
Income before income taxes 8,103 5,357
Income tax expense 1,895 1,172
Net income available to common shareholders $ 6,208 $ 4,185
Earnings per common share:    
Basic (in USD per share) $ 0.64 $ 0.43
Diluted (in USD per share) $ 0.63 $ 0.43