COMMITMENTS AND CONTINGENCIES (Tables)

3 Months Ended

Mar. 31, 2026

Commitments and Contingencies Disclosure [Abstract]

Schedule of contract amounts represent credit risk

The following presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted:

	March 31, 2026				December 31, 2025
(dollars in thousands)	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Unused lines of credit	$	46,165	$	509,839	$	45,982	$	506,809
Standby letters of credit	11,401		13,899		10,845		11,665
Commitments to make loans to sell	60,208		—		38,378		—
Commitments to make loans	33,268		25,266		20,316		20,212

The following presents the changes in the ACL for unfunded loan commitments:

	Three Months Ended March 31,
(dollars in thousands)	2026		2025
Beginning balance	$	701	$	672
(Release of) provision for credit losses	(77)		(112)
Ending balance	$	624	$	560