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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Interest and dividend income:    
Loans, including fees $ 145,376 $ 139,994
Loans accounted for under the fair value option 311 636
Investment securities 4,480 2,658
Interest-bearing deposits in other financial institutions 9,044 8,900
Dividends, restricted stock 576 463
Total interest and dividend income 159,787 152,651
Interest expense:    
Deposits 79,461 82,541
Other borrowed funds 4,958 5,786
Total interest expense 84,419 88,327
Net interest income 75,368 64,324
Less: Provision for credit losses 5,025 1,933
Net interest income, after provision for credit losses 70,343 62,391
Non-interest income:    
Trust and investment management fees 18,452 19,193
Net gain on mortgage loans 4,443 4,912
Net gain (loss) on loans held for sale 222 (105)
Bank fees 1,345 2,036
Risk management and insurance fees 551 1,664
Income on company-owned life insurance 455 431
Net gain (loss) on loans accounted for under the fair value option 6 (999)
Net gain on other real estate owned 459 0
Unrealized gain (loss) recognized on equity securities 14 (33)
Other 624 581
Total non-interest income 26,571 27,680
Total income before non-interest expense 96,914 90,071
Non-interest expense:    
Salaries and employee benefits 46,118 45,040
Occupancy and equipment 8,228 8,282
Professional services 7,685 7,951
Technology and information systems 4,257 4,170
Data processing 4,790 4,179
Marketing 1,220 1,208
Amortization of other intangible assets 206 226
Other 7,336 7,436
Total non-interest expense 79,840 78,492
Income before income taxes 17,074 11,579
Income tax expense 3,886 3,106
Net income $ 13,188 $ 8,473
Earnings per common share:    
Basic (in dollars per share) $ 1.36 $ 0.88
Diluted (in dollars per share) $ 1.34 $ 0.87