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COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Contract Amounts Represent Credit Risk
The following table presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted:
December 31,
20252024
(dollars in thousands)Fixed RateVariable RateFixed RateVariable Rate
Unused lines of credit$45,982 $506,809 $68,427 $453,520 
Standby letters of credit10,845 11,665 13,864 8,000 
Commitments to make loans to sell38,378 — 19,769 — 
Commitments to make loans20,316 20,212 4,029 15,563 
The following presents the changes in the ACL for unfunded loan commitments:
December 31,
20252024
Beginning balance$672 $2,178 
Provision for (release of) credit losses29 (1,506)
Ending balance$701 $672