BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2025

Debt Disclosure [Abstract]

Schedule of Maturities of FHLB Borrowings

The following presents the Company's maturities of FHLB borrowings (dollars in thousands):

			December 31,
Maturity Date	Rate %		2025		2024
January 1, 2026(1)	3.89	%	$	12,332	$	5,000
January 2, 2026	3.85		50,000		50,000
Total			$	62,332	$	55,000

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(1)The borrowing has a one day, automatic daily renewal maturity date, subject to FHLB discretion not to renew.

Schedule of Debt

The following presents the Company's subordinated notes included in the Subordinated notes line of the Consolidated Balance Sheets (dollars in thousands):

Issuance Date	Stated Rate	Interest Paid	Maturity	Carrying Value		Initial Debt Issuance Costs		Remaining Net Balance as of December 31, 2025(1)
November 2020	SOFR plus 402 basis points until maturity	Quarterly	12/1/2030	$	10,000	$	162	$	10,000
August 2021	3.25% per annum until 9/1/2026, then SOFR plus 258 basis points until maturity	Semi-annual (Quarterly beginning 09/01/26)	9/1/2031	15,000		242		14,963
December 2022	7.00% per annum until 12/15/2027, then SOFR plus 328 basis points until maturity	Semi-annual (Quarterly beginning 12/15/27)	12/15/2032	20,000		506		19,809

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(1)Remaining net balance includes amortization of debt issuance costs.