DEBT SECURITIES (Tables)

12 Months Ended

Dec. 31, 2025

Investments, Debt and Equity Securities [Abstract]

Schedule of Available-for-Sale and Held-to-Maturity Securities Reconciliation

The following presents the amortized cost, fair value, and allowance for credit losses of debt securities and the corresponding amounts of gross unrealized or unrecognized gains and losses as of the date noted (dollars in thousands):

December 31, 2025	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value		Allowance for Credit Losses
Debt securities available-for-sale:
Residential mortgage-backed securities issued by U.S. government agencies and sponsored enterprises	$	45,623	$	54	$	(70)	$	45,607	$	—
Total debt securities available-for-sale	$	45,623	$	54	$	(70)	$	45,607	$	—

December 31, 2025	Amortized Cost		Gross Unrecognized Gains		Gross Unrecognized Losses		Fair Value		Allowance for Credit Losses
Debt securities held-to-maturity:
U.S. Treasuries	$	248	$	1	$	—	$	249	$	—
U.S. government agencies and sponsored enterprises	3,412		3		(131)		3,284		—
Residential mortgage-backed securities issued by U.S. government agencies and sponsored enterprises	59,839		209		(3,005)		57,043		—
Residential mortgage-backed securities - other	751		—		(47)		704		—
Commercial mortgage-backed securities issued by U.S. government agencies and sponsored enterprises	6,138		—		(8)		6,130		—
Corporate bonds	24,656		116		(1,547)		23,225		(74)
Total debt securities held-to-maturity	$	95,044	$	329	$	(4,738)	$	90,635	$	(74)

December 31, 2024	Amortized Cost		Gross Unrecognized Gains		Gross Unrecognized Losses		Fair Value		Allowance for Credit Losses
Debt securities held-to-maturity:
U.S. Treasuries	$	246	$	—	$	(4)	$	242	$	—
U.S. government agencies and sponsored enterprises	3,874		5		(255)		3,624		—
Residential mortgage-backed securities issued by U.S. government agencies and sponsored enterprises	47,220		—		(4,514)		42,706		—
Residential mortgage-backed securities - other	877		—		(65)		812		—
Commercial mortgage-backed securities issued by U.S. government agencies and sponsored enterprises	173		—		(14)		159		—
Corporate bonds	23,405		—		(2,787)		20,618		(71)
Total debt securities held-to-maturity	$	75,795	$	5	$	(7,639)	$	68,161	$	(71)

Schedule of Amortized Cost and Estimated Fair Value of Held to Maturity Securities

As of December 31, 2025, the amortized cost and estimated fair value of debt securities have contractual maturity dates shown in the table below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Debt securities not due at a single maturity date are shown separately.

	December 31, 2025
	Available-for-Sale				Held-to-Maturity
(dollars in thousands)	Amortized Cost		Fair Value		Amortized Cost		Fair Value
Due within one year	$	—	$	—	$	—	$	—
Due between one year and five years	—		—		6,938		6,988
Due between five years and ten years	—		—		17,966		16,486
Due after ten years	—		—		—		—
Securities (MBS and Agency)	45,623		45,607		70,140		67,161
Total	$	45,623	$	45,607	$	95,044	$	90,635

Schedule of Available-for-Sale Securities Unrealized Loss Position

The following presents AFS debt securities that were in an unrealized loss position, based on the length of time the individual debt securities have been in an unrealized loss position:

	December 31, 2025
		Less than 12 Months				12 Months or More				Total
(dollars in thousands)	Number of Securities	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses
Debt securities available-for-sale:
Residential mortgage-backed securities issued by U.S. government agencies and sponsored enterprises	6	$	27,693	$	(70)	$	—	$	—	$	27,693	$	(70)
Total debt securities available-for-sale	6	$	27,693	$	(70)	$	—	$	—	$	27,693	$	(70)

Schedule of Allowance for Credit Losses for Held-to-Maturity Securities

The following presents the activity in the ACL for debt securities HTM by major security type for the periods noted:

	Years Ended December 31,
	2025				2024
(dollars in thousands)	Corporate Bonds		Corporate MBS		Corporate Bonds		Corporate MBS
Allowance for credit losses:
Beginning balance	$	71	$	—	$	71	$	—
Provision for credit losses	3		—		—		—
Securities charged-off (recoveries)	—		—		—		—
Total ending allowance balance	$	74	$	—	$	71	$	—