CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Cash and cash equivalents:
Cash and due from banks	$ 9,755	$ 9,770
Interest-bearing deposits in other financial institutions	190,526	228,171
Total cash and cash equivalents	200,281	237,941
Available-for-sale debt securities, at fair value (amortized cost of $45,623 and $0, respectively)	45,607	0
Held-to-maturity debt securities, net of allowance for credit losses of $74 and $71 (fair value of $90,635 and $68,161), respectively	94,970	75,724
Correspondent bank stock, at cost	6,764	5,864
Mortgage loans held for sale, at fair value	40,176	25,455
Loans held for sale, at fair value	0	251
Loans (includes $3,182 and $7,283 measured at fair value, respectively)	2,650,423	2,425,565
Allowance for credit losses	(21,441)	(18,330)
Loans, net	2,628,982	2,407,235
Premises and equipment, net	25,687	24,129
Accrued interest receivable	11,209	10,364
Accounts receivable	4,579	4,763
Other receivables	2,444	5,710
Other real estate owned, net	3,040	35,929
Goodwill and other intangible assets, net	31,422	31,627
Deferred tax assets, net	4,003	3,079
Company-owned life insurance	17,416	16,961
Other assets	38,401	34,005
Total assets	3,154,981	2,919,037
Deposits:
Noninterest-bearing	344,969	375,603
Interest-bearing	2,401,606	2,138,606
Total deposits	2,746,575	2,514,209
Borrowings:
Federal Home Loan Bank and Federal Reserve borrowings	62,841	57,038
Subordinated notes	44,772	52,565
Accrued interest payable	1,295	1,995
Other liabilities	33,938	40,908
Total liabilities	2,889,421	2,666,715
Shareholders' Equity
Preferred stock - no par value; 10,000,000 shares authorized; 0 issued and outstanding	0	0
Common stock - no par value; 90,000,000 shares authorized; 9,725,731 and 9,667,142 shares issued and outstanding as of December 31, 2025 and 2024, respectively	0	0
Additional paid-in capital	194,166	193,585
Retained earnings	72,703	59,515
Accumulated other comprehensive loss	(1,309)	(778)
Total shareholders’ equity	265,560	252,322
Total liabilities and shareholders’ equity	$ 3,154,981	$ 2,919,037