XML 138 R122.htm IDEA: XBRL DOCUMENT v3.25.4
REGULATORY CAPITAL MATTERS (Details)
12 Months Ended
Dec. 31, 2025
USD ($)
condition
Dec. 31, 2024
USD ($)
REGULATORY CAPITAL MATTERS    
Capital injection $ 0 $ 0
Capital conservation buffer (as a percent) 2.50%  
Common equity Tier 1 capital ratio including capital conservation buffer (as a percent) 7.00%  
Tier 1 capital ratio including capital conservation buffer (as a percent) 8.50%  
Total capital ratio including capital conservation buffer (as a percent) 10.50%  
Number of conditions or events to be performed | condition 0  
Tier 1 capital to risk-weighted assets    
Actual Amount $ 238,886,000 $ 226,244,000
Actual Ratio (as a percent) 0.0975 0.1007
CET1 to risk-weighted assets    
Actual Amount $ 238,886,000 $ 226,244,000
Actual Ratio (as a percent) 9.75% 10.07%
Total capital to risk-weighted assets    
Actual Amount $ 302,347,000 $ 294,807,000
Actual Ratio (as a percent) 0.1234 0.1312
Tier 1 capital to average assets    
Actual Amount $ 238,886,000 $ 226,244,000
Actual Ratio (as a percent) 0.0768 0.0788
Retained earnings available $ 129,300,000  
Dividends 0 $ 0
Bank    
Tier 1 capital to risk-weighted assets    
Actual Amount $ 273,025,000 $ 256,419,000
Actual Ratio (as a percent) 0.1115 0.1141
Required for Capital Adequacy Purposes Amount $ 146,854,000 $ 134,831,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.060 0.060
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 195,805,000 $ 179,774,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 0.080 0.080
CET1 to risk-weighted assets    
Actual Amount $ 273,025,000 $ 256,419,000
Actual Ratio (as a percent) 11.15% 11.41%
Required for Capital Adequacy Purposes Amount $ 110,140,000 $ 101,123,000
Required for Capital Adequacy Purposes Ratio (as a percent) 4.50% 4.50%
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 159,092,000 $ 146,067,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 6.50% 6.50%
Total capital to risk-weighted assets    
Actual Amount $ 293,487,000 $ 271,981,000
Actual Ratio (as a percent) 0.1199 0.1210
Required for Capital Adequacy Purposes Amount $ 195,805,000 $ 179,774,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.080 0.080
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 244,756,000 $ 224,718,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 0.100 0.100
Tier 1 capital to average assets    
Actual Amount $ 273,025,000 $ 256,419,000
Actual Ratio (as a percent) 0.0879 0.0894
Required for Capital Adequacy Purposes Amount $ 124,259,000 $ 114,681,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.040 0.040
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 155,324,000 $ 143,351,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 0.050 0.050