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REGULATORY CAPITAL MATTERS (Details)
9 Months Ended 12 Months Ended
Sep. 30, 2025
USD ($)
item
Dec. 31, 2024
USD ($)
REGULATORY CAPITAL MATTERS    
Capital injection $ 0 $ 0
Capital conservation buffer 2.50%  
Common Equity Tier 1 capital ratio including capital conservation buffer (as a percent) 7.00%  
Number of conditions or events to be performed | item 0  
Tier 1 capital to risk-weighted assets    
Actual Amount $ 235,098,000 $ 226,244,000
Actual Ratio (as a percent) 0.0980 0.1007
Required for Capital Adequacy Purposes Ratio (as a percent) 0.085  
Common Equity Tier 1 (CET 1) to risk-weighted assets    
Actual Amount $ 235,098,000 $ 226,244,000
Actual Ratio (as a percent) 9.80% 10.07%
Total capital to risk-weighted assets    
Actual Amount $ 300,044,000 $ 294,807,000
Actual Ratio (as a percent) 0.1250 0.1312
Required for Capital Adequacy Purposes Ratio (as a percent) 0.105  
Tier 1 capital to average assets    
Actual Amount $ 235,098,000 $ 226,244,000
Actual Ratio (as a percent) 0.0751 0.0788
Banking Regulations, Retained Earnings (Accumulated Deficit) $ 125,500,000  
Bank    
Tier 1 capital to risk-weighted assets    
Actual Amount $ 268,578,000 $ 256,419,000
Actual Ratio (as a percent) 0.1120 0.1141
Required for Capital Adequacy Purposes Amount $ 143,840,000 $ 134,831,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.060 0.060
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 191,787,000 $ 179,774,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 0.080 0.080
Common Equity Tier 1 (CET 1) to risk-weighted assets    
Actual Amount $ 268,578,000 $ 256,419,000
Actual Ratio (as a percent) 11.20% 11.41%
Required for Capital Adequacy Purposes Amount $ 107,880,000 $ 101,123,000
Required for Capital Adequacy Purposes Ratio (as a percent) 4.50% 4.50%
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 155,827,000 $ 146,067,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 6.50% 6.50%
Total capital to risk-weighted assets    
Actual Amount $ 288,524,000 $ 271,981,000
Actual Ratio (as a percent) 0.1204 0.1210
Required for Capital Adequacy Purposes Amount $ 191,787,000 $ 179,774,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.080 0.080
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 239,734,000 $ 224,718,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 0.100 0.100
Tier 1 capital to average assets    
Actual Amount $ 268,578,000 $ 256,419,000
Actual Ratio (as a percent) 0.0859 0.0894
Required for Capital Adequacy Purposes Amount $ 125,064,000 $ 114,681,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.040 0.040
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 156,329,000 $ 143,351,000
Banking Regulation, Tier One Leverage Capital Ratio, Well Capitalized, Minimum 0.050 0.050