EARNINGS PER COMMON SHARE (Tables)

9 Months Ended

Sep. 30, 2025

Earnings Per Share [Abstract]

Schedule of basic and diluted earnings per share

The following presents the calculation of basic and diluted earnings per common share during the periods presented:

	Three Months Ended September 30,				Nine Months Ended September 30,
dollars in thousands, except share and per share amounts	2025		2024		2025		2024
Earnings per common share - Basic
Numerator:
Net income available for common shareholders	$	3,186	$	2,134	$	9,874	$	5,725
Denominator:
Basic weighted average shares	9,717,571		9,663,131		9,710,020		9,643,998
Earnings per common share - basic	$	0.33	$	0.22	$	1.02	$	0.59
Earnings per common share - Diluted
Numerator:
Net income available for common shareholders	$	3,186	$	2,134	$	9,874	$	5,725
Denominator:
Basic weighted average shares	9,717,571		9,663,131		9,710,020		9,643,998
Diluted effect of common stock equivalents:
Stock options	—		—		—		—
Time Vesting Units	43,346		27,212		44,023		24,381
Financial Performance Units	107,825		76,313		71,557		74,387
Total diluted effect of common stock equivalents	151,171		103,525		115,580		98,768
Diluted weighted average shares	9,868,742		9,766,656		9,825,600		9,742,766
Earnings per common share - diluted	$	0.32	$	0.22	$	1.00	$	0.59

Schedule of potentially dilutive securities

The following presents potentially dilutive securities excluded from the diluted earnings per share calculation during the periods presented:

	Three Months Ended September 30,		Nine Months Ended September 30,
	2025	2024	2025	2024
Stock options	67,478	81,761	68,311	99,378
Time Vesting Units	37,684	87,436	42,044	107,682
Financial Performance Units	—	—	—	3,030
Total potentially dilutive securities	105,162	169,197	110,355	210,090