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COMMITMENTS AND CONTINGENCIES (Tables)
 9 Months Ended
Sep. 30, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of contract amounts represent credit risk
The following presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted:
September 30, 2025December 31, 2024
(dollars in thousands)Fixed RateVariable RateFixed RateVariable Rate
Unused lines of credit$41,066 $527,952 $68,427 $453,520 
Standby letters of credit13,576 11,446 13,864 8,000 
Commitments to make loans to sell60,969 — 19,769 — 
Commitments to make loans40,764 35,983 4,029 15,563 
The following presents the changes in the ACL on unfunded loan commitments:
Three Months Ended September 30,Nine Months Ended September 30,
(dollars in thousands)2025202420252024
Beginning balance$638 $1,205 $671 $2,178 
Provision for (release of) credit losses25 (295)(8)(1,268)
Ending balance$663 $910 $663 $910