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SEGMENT REPORTING
 9 Months Ended
Sep. 30, 2025
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
The Company’s reportable segments consist of Wealth Management and Mortgage. The chief operating decision maker (CODM) is the Chief Executive Officer. The measure of profit or loss used by the CODM to identify and measure the Company’s reportable segments is income before income tax. The CODM uses income before income tax to determine resource allocation during the annual budget and forecast process and to monitor monthly budgeted versus actual results in assessing performance of the segments.
The Wealth Management segment consists of operations relative to the Company’s fully integrated wealth management products and services. Services provided include deposit, loan, insurance, and trust and investment management advisory products and services. Parent company activity primarily consists of subordinated debt interest expense and is included within Wealth Management as management evaluates and makes business decisions for Wealth Management, including the parent company, collectively as one segment.
The Mortgage segment consists of operations relative to the Company’s residential mortgage service offerings. Mortgage products and services are financial in nature for which premiums are recognized net of expenses, upon the sale of mortgage loans to third parties.
The following presents the financial information for each segment that is specifically identifiable or based on allocations using internal methods as of or during the periods presented (dollars in thousands):
As of or for the three months ended September 30, 2025Wealth
Management		MortgageConsolidated
Income Statement
Total interest income$42,407 $367 $42,774 
Total interest expense23,320 — 23,320 
Provision for credit losses2,257 — 2,257 
Net interest income, after provision for credit losses16,830 367 17,197 
Net gain on mortgage loans— 1,394 1,394 
All other non-interest income(1)
5,448 — 5,448 
Total income before non-interest expense22,278 1,761 24,039 
Salaries and employee benefits expense10,945 939 11,884 
Depreciation and amortization expense640 5 645 
All other non-interest expense(2)
7,160 385 7,545 
Income before income taxes$3,533 $432 $3,965 
Goodwill$30,400 $— $30,400 
Total assets$3,216,173 $24,251 $3,240,424 
______________________________________
(1)All other non-interest income for Wealth Management primarily includes Trust and investment management fees, Bank fees, Insurance fees, and Other.
(2)All other non-interest expense for Wealth Management primarily includes Occupancy and equipment, Professional services, Data processing, Technology and information systems, and Other. All other non-interest expense for Mortgage primarily includes Data processing, Occupancy and equipment, and Other.
As of or for the three months ended September 30, 2024Wealth
Management		MortgageConsolidated
Income Statement
Total interest income$37,818 $272 $38,090 
Total interest expense22,522 — 22,522 
Provision for credit losses501 — 501 
Net interest income, after provision for credit losses14,795 272 15,067 
Net gain on mortgage loans— 1,451 1,451 
All other non-interest income(1)
5,521 — 5,521 
Total income before non-interest expense20,316 1,723 22,039 
Salaries and employee benefits expense10,531 908 11,439 
Depreciation and amortization expense642 8 650 
All other non-interest expense(2)
6,905 374 7,279 
Income (loss) before income taxes$2,238 $433 $2,671 
Goodwill$30,400 $— $30,400 
Total assets $2,897,317 $14,631 $2,911,948 
______________________________________
(1)All other non-interest income for Wealth Management primarily includes Trust and investment management fees, Bank fees, Insurance fees, and Net loss on loans accounted for under the fair value option..
(2)All other non-interest expense for Wealth Management primarily includes Occupancy and equipment, Professional services, Technology and information systems, Data processing and Other. All other non-interest expense for Mortgage primarily includes Data processing, Occupancy and equipment, and Other.
As of or for the nine months ended September 30, 2025Wealth
Management		MortgageConsolidated
Income Statement
Total interest and dividend income$116,623 $860 $117,483 
Total interest expense62,692 — 62,692 
Provision for credit losses4,110 — 4,110 
Net interest income, after provision for credit losses49,821 860 50,681 
Net gain on mortgage loans— 3,648 3,648 
All other non-interest income(1)
16,844 — 16,844 
Total income before non-interest expense66,665 4,508 71,173 
Salaries and employee benefits expense31,706 2,677 34,383 
Depreciation and amortization expense1,995 15 2,010 
All other non-interest expense(2)
20,979 1,162 22,141 
Income before income taxes$11,985 $654 $12,639 
Goodwill$30,400 $— $30,400 
Total assets$3,216,173 $24,251 $3,240,424 
______________________________________
(1)All other non-interest income for Wealth Management primarily includes Trust and investment management fees, Bank fees, Insurance fees, and Net gain on other real estate owned.
(2)All other non-interest expense for Wealth Management primarily includes Occupancy and equipment, Professional services, Data processing, Technology and information systems, and Other. All other non-interest expense for Mortgage primarily includes Data processing, Occupancy and equipment, and Other.
As of or for the nine months ended September 30, 2024Wealth
Management		MortgageConsolidated
Income Statement
Total interest and dividend income$113,813 $729 $114,542 
Total interest expense67,126 — 67,126 
Provision for credit losses2,907 — 2,907 
Net interest income, after provision for credit losses43,780 729 44,509 
Net gain on mortgage loans— 4,535 4,535 
All other non-interest income(1)
16,686 — 16,686 
Total income before non-interest expense60,466 5,264 65,730 
Salaries and employee benefits expense31,000 2,803 33,803 
Depreciation and amortization expense1,884 25 1,909 
All other non-interest expense(2)
21,284 1,069 22,353 
Income before income taxes$6,298 $1,367 $7,665 
Goodwill$30,400 $— $30,400 
Total assets $2,897,317 $14,631 $2,911,948 
______________________________________
(1)All other non-interest income for Wealth Management primarily includes Trust and investment management fees, Bank fees, Insurance fees, and Net loss on loans accounted for under the fair value option.
(2)All other non-interest expense for Wealth Management primarily includes Professional services, Occupancy and equipment, Technology and information systems, Data processing, and Other. All other non-interest expense for Mortgage primarily includes Data processing, Occupancy and equipment, and Other.