CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Cash and cash equivalents:
Cash and due from banks	$ 13,889	$ 9,770
Interest-bearing deposits in other financial institutions	341,750	228,171
Total cash and cash equivalents	355,639	237,941
Available-for-sale debt securities, at fair value (amortized cost of $49,407 and $0, respectively)	49,177	0
Held-to-maturity debt securities, net of allowance for credit losses of $71 and $71 (fair value of $93,589 and $68,161), respectively	98,205	75,724
Correspondent bank stock, at cost	6,481	5,864
Mortgage loans held for sale, at fair value	21,806	25,455
Loans held at fair value	0	251
Loans (includes $4,208 and $7,283 measured at fair value, respectively)	2,590,846	2,425,565
Allowance for credit losses	(20,967)	(18,330)
Total, net	2,569,879	2,407,235
Premises and equipment, net	24,963	24,129
Accrued interest receivable	11,907	10,364
Accounts receivable	4,687	4,763
Other receivables	3,736	5,710
Other real estate owned, net	4,389	35,929
Goodwill and other intangible assets, net	31,473	31,627
Deferred tax assets, net	3,500	3,079
Company-owned life insurance	17,299	16,961
Other assets	37,283	34,005
Total assets	3,240,424	2,919,037
Deposits:
Noninterest-bearing	375,708	375,603
Interest-bearing	2,473,203	2,138,606
Total deposits	2,848,911	2,514,209
Borrowings:
Federal Home Loan Bank and Federal Reserve borrowings	50,867	57,038
Subordinated notes	44,724	52,565
Accrued interest payable	1,689	1,995
Other liabilities	32,738	40,908
Total liabilities	2,978,929	2,666,715
Shareholders' Equity
Preferred stock - no par value; 10,000,000 shares authorized; 0 issued and outstanding	0	0
Common stock - no par value; 90,000,000 shares authorized; 9,714,711 and 9,667,142 shares issued and outstanding as of September 30, 2025 and December 31, 2024, respectively	0	0
Additional paid-in capital	193,715	193,585
Retained earnings	69,389	59,515
Accumulated other comprehensive loss	(1,609)	(778)
Total shareholders’ equity	261,495	252,322
Total liabilities and shareholders’ equity	$ 3,240,424	$ 2,919,037