DEPOSITS

9 Months Ended

Sep. 30, 2025

Deposits [Abstract]

DEPOSITS

DEPOSITS

The following presents the Company’s Interest-bearing deposits as of the dates noted:

(dollars in thousands)	September 30, 2025		December 31, 2024
Money market deposit accounts	$	1,988,336	$	1,513,605
Time deposits	349,533		471,415
Interest checking accounts	121,901		139,374
Savings accounts	13,433		14,212
Total interest-bearing deposits	$	2,473,203	$	2,138,606
Aggregate time deposits of $250 or greater	$	93,662	$	96,310

Overdraft balances classified as loans totaled $0.2 million as of September 30, 2025 and December 31, 2024.

The following presents the scheduled maturities of all time deposits for each of the next five years and total amounts thereafter (dollars in thousands):

Year ending December 31,	Time Deposits
2025(1)	$	96,892
2026	201,637
2027	11,769
2028	37,291
2029	298
Thereafter	1,646
Total	$	349,533

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(1)Amount represents the remaining three months of year.