COMMITMENTS AND CONTINGENCIES (Tables)

9 Months Ended

Sep. 30, 2022

COMMITMENTS AND CONTINGENCIES

Schedule of contract amounts represent credit risk

The following presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted (dollars in thousands):

	September 30, 2022				December 31, 2021
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Unused lines of credit	$	210,371	$	633,990	$	136,289	$	442,035
Standby letters of credit		8,677		20,867		2,420		20,940
Commitments to make loans to sell		23,442		—		60,529		—
Commitments to make loans		83,940		72,694		16,256		14,920