COMMITMENTS AND CONTINGENCIES (Tables)

6 Months Ended

Jun. 30, 2022

COMMITMENTS AND CONTINGENCIES

Schedule of contract amounts represent credit risk

The following presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted (dollars in thousands):

	June 30, 2022				December 31, 2021
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Unused lines of credit	$	128,605	$	575,094	$	136,289	$	442,035
Standby letters of credit		6,263		22,035		2,420		20,940
Commitments to make loans to sell		37,841		—		60,529		—
Commitments to make loans		52,056		17,749		16,256		14,920