COMMITMENTS AND CONTINGENCIES (Tables)

3 Months Ended

Mar. 31, 2022

COMMITMENTS AND CONTINGENCIES

Schedule of contract amounts represent credit risk

The following presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted (dollars in thousands):

	March 31, 2022				December 31, 2021
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Unused lines of credit	$	118,953	$	509,677	$	136,289	$	442,035
Standby letters of credit		5,696		22,035		2,420		20,940
Commitments to make loans to sell		79,178		—		60,529		—
Commitments to make loans		46,354		12,626		16,256		14,920