XML 59 R48.htm IDEA: XBRL DOCUMENT v3.21.2
LOANS AND THE ALLOWANCE FOR LOAN LOSSES - Allowance for loan losses by portfolio (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Dec. 31, 2020
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Beginning balance $ 12,552 $ 10,354 $ 12,539 $ 7,875  
(Recovery of) provision for loan losses 406 1,496 418 3,987  
Charge-offs   (6)   (30)  
Recoveries 6 1 7 13  
Ending balance 12,964 11,845 12,964 11,845  
Individually evaluated 1,783   1,783   $ 1,621
Collectively evaluated 11,181   11,181   10,918
Loans individually evaluated 4,358   4,358   4,058
Loans collectively evaluated 1,599,025   1,599,025   1,530,127
Total Recorded Investment 1,603,383   1,603,383   1,534,185
Cash, Securities and Other          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Beginning balance 2,039 2,425 2,579 1,058  
(Recovery of) provision for loan losses 85 192 (456) 1,571  
Charge-offs   (6)   (30)  
Recoveries 6 1 7 13  
Ending balance 2,130 2,612 2,130 2,612  
Individually evaluated 32   32   2
Collectively evaluated 2,098   2,098   2,577
Loans individually evaluated 41   41   50
Loans collectively evaluated 293,796   293,796   356,970
Total Recorded Investment 293,837   293,837   357,020
Construction and Development          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Beginning balance 871 484 932 200  
(Recovery of) provision for loan losses 48 249 (13) 533  
Ending balance 919 733 919 733  
Collectively evaluated 919   919   932
Loans collectively evaluated 132,141   132,141   131,111
Total Recorded Investment 132,141   132,141   131,111
1-4 Family Residential          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Beginning balance 3,399 2,708 3,233 2,850  
(Recovery of) provision for loan losses 97 392 263 250  
Ending balance 3,496 3,100 3,496 3,100  
Collectively evaluated 3,496   3,496   3,233
Loans individually evaluated 83   83    
Loans collectively evaluated 502,356   502,356   455,038
Total Recorded Investment 502,439   502,439   455,038
Non-Owner Occupied CRE          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Beginning balance 2,223 1,483 2,004 1,176  
(Recovery of) provision for loan losses 271 207 490 514  
Ending balance 2,494 1,690 2,494 1,690  
Collectively evaluated 2,494   2,494   2,004
Loans collectively evaluated 358,369   358,369   281,943
Total Recorded Investment 358,369   358,369   281,943
Owner Occupied CRE          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Beginning balance 1,225 760 1,159 911  
(Recovery of) provision for loan losses (67) 309 (1) 158  
Ending balance 1,158 1,069 1,158 1,069  
Collectively evaluated 1,158   1,158   1,159
Loans individually evaluated 1,250   1,250   479
Loans collectively evaluated 166,388   166,388   162,563
Total Recorded Investment 167,638   167,638   163,042
Commercial and Industrial          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Beginning balance 2,795 2,494 2,632 1,680  
(Recovery of) provision for loan losses (28) 147 135 961  
Ending balance 2,767 $ 2,641 2,767 $ 2,641  
Individually evaluated 1,751   1,751   1,619
Collectively evaluated 1,016   1,016   1,013
Loans individually evaluated 2,984   2,984   3,529
Loans collectively evaluated 145,975   145,975   142,502
Total Recorded Investment $ 148,959   $ 148,959   $ 146,031