XML 87 R76.htm IDEA: XBRL DOCUMENT v3.21.1
REGULATORY CAPITAL MATTERS (Details)
$ in Thousands
3 Months Ended
Mar. 31, 2021
USD ($)
item
Dec. 31, 2020
USD ($)
REGULATORY CAPITAL MATTERS    
Capital conservation buffer 7.00%  
Number of conditions or events to be performed | item 0  
Common Equity Tier 1 (CET 1) to risk-weighted assets    
Actual Amount $ 138,067 $ 131,507
Actual Ratio (as a percent) 10.31% 9.96%
Tier 1 capital to risk-weighted assets    
Actual Amount $ 138,067 $ 131,507
Actual Ratio (as a percent) 10.31% 9.96%
Required for Capital Adequacy Purposes Amount (as a percent) 8.50%  
Total capital to risk-weighted assets    
Actual Amount $ 175,528 $ 168,957
Actual Ratio (as a percent) 13.11% 12.80%
Required for Capital Adequacy Purposes Ratio (as a percent) 10.50%  
Tier 1 capital to average assets    
Actual Amount $ 138,067 $ 131,507
Actual Ratio (as a percent) 7.35% 7.45%
Bank    
Common Equity Tier 1 (CET 1) to risk-weighted assets    
Actual Amount $ 141,027 $ 133,963
Actual Ratio (as a percent) 10.60% 10.22%
Required for Capital Adequacy Purposes Amount $ 59,883 $ 58,995
Required for Capital Adequacy Purposes Ratio (as a percent) 4.50% 4.50%
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 86,497 $ 85,215
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 6.50% 6.50%
Tier 1 capital to risk-weighted assets    
Actual Amount $ 141,027 $ 133,963
Actual Ratio (as a percent) 10.60% 10.22%
Required for Capital Adequacy Purposes Amount $ 79,844 $ 78,660
Required for Capital Adequacy Purposes Amount (as a percent) 6.00% 6.00%
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 106,458 $ 104,880
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 8.00% 8.00%
Total capital to risk-weighted assets    
Actual Amount $ 153,929 $ 146,853
Actual Ratio (as a percent) 11.57% 11.20%
Required for Capital Adequacy Purposes Amount $ 106,458 $ 104,880
Required for Capital Adequacy Purposes Ratio (as a percent) 8.00% 8.00%
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 133,073 $ 131,100
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 10.00% 10.00%
Tier 1 capital to average assets    
Actual Amount $ 141,027 $ 133,963
Actual Ratio (as a percent) 7.53% 7.62%
Required for Capital Adequacy Purposes Amount $ 74,885 $ 70,301
Required for Capital Adequacy Purposes Ratio (as a percent) 4.00% 4.00%
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 93,607 $ 87,877
Tier One Leverage Capital Required to be Well Capitalized to Average Assets 5.00% 5.00%