CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash flows from operating activities
Net income	$ 5,999	$ 1,334
Adjustments to reconcile net income to net cash used in operating activities:
Depreciation and amortization	271	276
Deferred income tax (benefits)/expense, net of valuation allowance	30	347
Stock-based compensation	613	654
Provision for loan losses		367
Net amortization of investment securities	145	107
Stock dividends received on correspondent bank stock	(23)	(5)
Increase in cash surrender value of company-owned life insurance	(88)	(91)
Net gain on mortgage loans	(5,196)	(2,481)
Origination of mortgage loans held for sale	(490,783)	(196,873)
Proceeds from mortgage loans	482,058	179,207
Loss on assets held for sale		553
Net changes in operating assets and liabilities:
Accounts receivable	172	646
Accrued interest receivable and other assets	(2,473)	(376)
Accrued interest payable and other liabilities	(1,829)	(2,065)
Net cash used in operating activities	(11,147)	(18,501)
Activity in available-for-sale securities:
Maturities, prepayments, and calls	5,673	5,703
Purchases of correspondent bank stock	(1)	(568)
Purchases of premises and equipment	(725)	(204)
Proceeds from sale of other real estate owned	194
Loan and note receivable originations and principal collections, net	(10,406)	(45,850)
Net cash used in investing activities	(5,265)	(40,919)
Cash flows from financing activities
Net change in deposits	187,915	91,666
Proceeds from subordinated notes		8,000
Repurchase of common stock		(370)
Settlement of restricted stock	(34)
Payments to Federal Reserve borrowings	(28,513)
Proceeds from Federal Reserve borrowings	76,991
Payments to Federal Home Loan Bank borrowings		(17,000)
Proceeds from Federal Home Loan Bank borrowings		17,000
Net cash provided by financing activities	236,359	99,296
Net change in cash and cash equivalents	219,947	39,876
Cash and cash equivalents, beginning of year	155,989	78,638
Cash and cash equivalents, end of period	375,936	118,514
Supplemental cash flow information:
Interest paid on deposits and borrowed funds	1,287	2,463
Cash paid for amounts included in the measurement of lease liabilities	1,300	1,475
Supplemental noncash disclosures:
Change in unrealized gain on available-for-sale securities	$ (148)	$ (597)