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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Interest and dividend income:    
Loans, including fees $ 14,212 $ 11,002
Investment securities 196 295
Federal funds sold and other 91 215
Total interest and dividend income 14,499 11,512
Interest expense:    
Deposits 974 2,393
Other borrowed funds 472 188
Total interest expense 1,446 2,581
Net interest income 13,053 8,931
Less: provision for loan losses   367
Net interest income, after provision for loan losses 13,053 8,564
Non-interest income:    
Trust and investment management fees 4,847 4,731
Net gain on mortgage loans 5,196 2,481
Bank fees 373 368
Risk management and insurance fees 51 96
Income on company-owned life insurance 88 91
Other 60  
Total non-interest income 10,615 7,767
Total income before non-interest expense 23,668 16,331
Non-interest expense:    
Salaries and employee benefits 9,861 8,482
Occupancy and equipment 1,409 1,440
Professional services 1,279 1,023
Technology and information systems 942 969
Data processing 1,015 847
Marketing 321 415
Amortization of other intangible assets 4 2
Net loss on assets held for sale   553
Other 798 916
Total non-interest expense 15,629 14,647
Income before income taxes 8,039 1,684
Income tax expense 2,040 350
Net income available to common shareholders $ 5,999 $ 1,334
Earnings per common share:    
Basic $ 0.76 $ 0.17
Diluted $ 0.74 $ 0.17