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CONDENSED CONSOLIDATED STATEMENTS OF INCOME
$ in Thousands
3 Months Ended
Mar. 31, 2020
USD ($)
$ / shares
Interest and dividend income:  
Loans, including fees $ 11,002
Investment securities 295
Federal funds sold and other 215
Total interest and dividend income 11,512
Interest expense:  
Deposits 2,393
Other borrowed funds 188
Total interest expense 2,581
Net interest income 8,931
Less: provision for loan losses 367
Net interest income, after provision for loan losses 8,564
Non-interest income:  
Trust and investment management fees 4,731
Net gain on mortgage loans 2,481
Bank fees 368
Risk management and insurance fees 96
Income on company-owned life insurance 91
Total non-interest income 7,767
Total income before non-interest expense 16,331
Non-interest expense:  
Salaries and employee benefits 8,482
Occupancy and equipment 1,440
Professional services 1,023
Technology and information systems 969
Data processing 847
Marketing 415
Amortization of other intangible assets 2
Net loss on intangibles held for sale 553
Other 916
Total non-interest expense 14,647
Income (loss) before income tax 1,684
Income tax expense 350
Net income 1,334
Net income available to common shareholders $ 1,334
Earnings per common share:  
Basic | $ / shares $ 0.17
Diluted | $ / shares $ 0.17