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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Cash flows from operating activities      
Net income $ 8,009 $ 5,647  
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation and amortization 1,671 2,222  
Deferred income tax expense (benefit) (1,216) 1,806  
Stock-based compensation 2,291 1,857  
Provision for loan losses 662 180  
Net amortization of investment securities 226 178  
Stock dividends received on correspondent bank stock (29) (136)  
Increase in cash surrender value of company-owned life insurance (377) (393)  
Net gain on mortgage loans sold (10,585) (4,560)  
Origination of mortgage loans held for sale (640,575) (388,348)  
Proceeds from mortgage loans sold 616,154 400,865  
Gain on sale of securities (119)    
Gain on sale of assets (183)    
Loss on impairment of goodwill 1,572    
Net changes in operating assets and liabilities:      
Accounts receivable (746) 1,100  
Accrued interest receivable and other assets 173 (1,051)  
Accrued interest payable and other liabilities 1,559 (1,567)  
Net cash provided by (used in) operating activities (21,513) 17,800  
Activity in available-for-sale securities:      
Maturities, prepayments, and calls 9,598 13,040  
Sales 7,506    
Purchases (31,063) (250)  
Purchases of correspondent bank stock (1,286) (6,609)  
Redemption of correspondent bank stock 3,218 5,812  
Purchases of premises and equipment (415) (714)  
Payments received on promissory notes from related parties   3,701  
Loan and note receivable originations and principal collections, net (103,937) (78,051)  
Net cash used in investing activities (116,379) (63,071)  
Cash flows from financing activities      
Net change in deposits 149,026 121,641  
Payments on subordinated notes   (6,875)  
Proceeds from issuance of common stock, net   34,450  
Repurchase of common stock (743)    
Settlement of restricted stock (110) (181)  
Dividends paid on preferred stock   (1,378)  
Redemption of preferred stock Series A-C   (20,783)  
Redemption of preferred stock Series D   (4,054)  
Redemption costs   (131)  
Payments to Federal Home Loan Bank Topeka borrowings (72,346) (297,866)  
Proceeds from Federal Home Loan Bank Topeka borrowings 67,346 284,303  
Net cash provided by financing activities 143,173 109,126  
Net change in cash and cash equivalents 5,281 63,855  
Cash and cash equivalents, beginning of year 73,357 9,502  
Cash and cash equivalents, end of period 78,638 73,357 $ 9,502
Supplemental cash flow information:      
Interest paid on deposits and borrowed funds   12,922 $ 8,138
Cash paid for amounts included in the measurement of lease liabilities 5,351    
Income tax payment, net of refunds received 2,476 439  
Supplemental noncash disclosures:      
Lease right-of-use-asset obtained in exchange for lease liabilities 16,580    
Reclass of held for sale intangibles net of liabilities 3,436    
Adoption of ASU 2018-02 - Reclassification of stranded tax effects $ 235    
Reclass of promissory note to loans   2,091  
Available-for-sale reclass of equity securities   703  
Reclass of unrealized loss on equity securities   $ 41