SEGMENT REPORTING (Tables)

12 Months Ended

Dec. 31, 2019

SEGMENT REPORTING

Schedule of segment data

The tables below present the financial information for each segment that is specifically identifiable or based on allocations using internal methods for the years ended December 31, 2019 and 2018 (in thousands):

Year Ended December 31, 2019	Wealth Management		Capital Management			Mortgage		Consolidated
Income Statement
Total interest income	$	45,051	$	—		$	—	$	45,051
Total interest expense		12,990		—			—		12,990
Provision for loan losses		662		—			—		662
Net interest income		31,399		—			—		31,399
Non-interest income		18,748		3,154			10,675		32,577
Total income		50,147		3,154			10,675		63,976
Depreciation and amortization expense		1,183		270			218		1,671
All other non-interest expense		41,285		4,411	(1)		6,417		52,113
Income (loss) before income tax	$	7,679	$	(1,527)		$	4,040	$	10,192
Goodwill	$	15,994	$	3,692		$	—	$	19,686
Intangibles held for sale		—		3,553			—		3,553
Total assets	$	1,195,679	$	8,941		$	47,062	$	1,251,682

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(1) Includes goodwill impairment charge of $1.6 million.

Year Ended December 31, 2018	Wealth Management		Capital Management		Mortgage		Consolidated
Income Statement
Total interest income	$	38,796	$	—	$	—	$	38,796
Total interest expense		8,172		—		—		8,172
Provision for loan losses		180		—		—		180
Net interest income		30,444		—		—		30,444
Non-interest income		19,196		3,350		4,627		27,173
Total income		49,640		3,350		4,627		57,617
Depreciation and amortization expense		1,283		524		415		2,222
All other non-interest expense		38,955		3,564		5,454		47,973
Income (loss) before income tax	$	9,402	$	(738)	$	(1,242)	$	7,422
Goodwill	$	15,994	$	8,817	$	—	$	24,811
Total assets	$	1,059,557	$	9,935	$	14,832	$	1,084,324