NOTE 9 - DEPOSITS

The following presents the Company’s interest bearing deposits at the dates noted (in thousands):


	December 31,		December 31,
	2019		2018
Money market deposit accounts	$	615,575	$	489,506
Time deposits		134,913		178,743
Negotiable order of withdrawal accounts		91,921		64,853
Savings accounts		4,307		1,800
Total interest bearing deposits	$	846,716	$	734,902
Aggregate time deposits of $250,000 or greater	$	61,596	$	83,550

Overdraft balances classified as loans totaled an immaterial amount and $0.3 million at December 31, 2019 and December 31, 2018, respectively.

The following presents the scheduled maturities of all time deposits for the next five years ending December 31 (in thousands):