COMMITMENTS AND CONTINGENCIES (Tables)

9 Months Ended

Sep. 30, 2019

COMMITMENTS AND CONTINGENCIES

Schedule of contract amounts represent credit risk

The following presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted (in thousands):

	September 30, 2019				December 31, 2018
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Unused lines of credit	$	35,724	$	245,642	$	33,571	$	271,580
Standby letters of credit		65		23,499		40		23,508
Commitments to make loans to sell		81,158		—		17,207		—
Commitments to make loans		—		10,000		—		—