COMMITMENTS AND CONTINGENCIES (Tables)

6 Months Ended

Jun. 30, 2019

COMMITMENTS AND CONTINGENCIES

Schedule of contract amounts represent credit risk

The following presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted (in thousands):

	June 30, 2019				December 31, 2018
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Unused lines of credit	$	21,424	$	252,755	$	33,571	$	271,580
Standby letters of credit		25		23,833		40		23,508
Commitments to make loans to sell		83,309		—		17,207		—
Commitments to make loans		16,154		46,306		2,750		19,762