SEGMENT REPORTING (Tables)

12 Months Ended

Dec. 31, 2018

SEGMENT REPORTING

Schedule of segment data

The tables below present the financial information for each segment that is specifically identifiable or based on allocations using internal methods for the years ended December 31, 2018 and 2017 (in thousands):

Year Ended December 31, 2018	Wealth Management		Capital Management		Mortgage		Consolidated
Income Statement
Total interest income	$	38,796	$	—	$	—	$	38,796
Total interest expense		8,172		—		—		8,172
Provision for loan losses		180		—		—		180
Net-interest income		30,444		—		—		30,444
Non-interest income		19,196		3,350		4,627		27,173
Total income		49,640		3,350		4,627		57,617
Depreciation and amortization expense		1,283		524		415		2,222
All other non-interest expense		38,955		3,564		5,454		47,973
Income before income tax	$	9,402	$	(738)	$	(1,242)	$	7,422
Goodwill	$	15,994	$	8,817	$	—	$	24,811
Total assets	$	1,059,557	$	9,935	$	14,832	$	1,084,324

Year Ended December 31, 2017	Wealth Management		Capital Management		Mortgage		Consolidated
Income Statement
Total interest income	$	33,337	$	—	$	—	$	33,337
Total interest expense		5,761		—		—		5,761
Provision for loan losses		788		—		—		788
Net-interest income		26,788		—		—		26,788
Non-interest income		18,901		4,993		3,819		27,713
Total income		45,689		4,993		3,819		54,501
Depreciation and amortization expense		2,339		108		—		2,447
All other non-interest expense		37,058		5,759		4,230		47,047
Income before income tax	$	6,292	$	(874)	$	(411)	$	5,007
Goodwill	$	15,994	$	8,817	$	—	$	24,811
Total assets	$	934,719	$	12,000	$	22,940	$	969,659