NOTE 4 - DEPOSITS

The following presents the Company’s interest bearing deposits at the dates noted (in thousands):


	September 30,		December 31,
	2018		2017
Money market deposit accounts	$	444,580	$	331,039
Time deposits		148,425		210,292
Negotiable order of withdrawal accounts		64,777		74,300
Savings accounts		1,457		1,801
Total interest bearing deposits	$	659,239	$	617,432
Aggregate time deposits of $250,000 or greater	$	87,349	$	136,741

Overdraft balances classified as loans totaled $1.0 million and $0.1 million at September 30, 2018 and December 31, 2017, respectively.