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COMMITMENTS AND CONTINGENCIES (Tables)
 6 Months Ended
Jun. 30, 2018
COMMITMENTS AND CONTINGENCIES  
Schedule of contract amounts represent credit risk

The following presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted (in thousands):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

June 30, 2018

 

December 31, 2017

 

    

Fixed Rate

    

Variable Rate

    

Fixed Rate

    

Variable Rate

Unused lines of credit

 

$

34,505

 

$

240,849

 

$

42,971

 

$

218,536

Standby letters of credit

 

$

40

 

$

23,607

 

$

40

 

$

15,532

Commitments to make loans to sell

 

$

40,550

 

$

 —

 

$

34,045

 

$

 —

Commitments to make loans

 

$

950

 

$

13,504

 

$

4,596

 

$

20,572