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REGULATORY CAPITAL MATTERS (Details)
3 Months Ended 6 Months Ended
Mar. 31, 2025
USD ($)
item
Jun. 30, 2024
USD ($)
Dec. 31, 2024
USD ($)
REGULATORY CAPITAL MATTERS      
Capital injection $ 0 $ 0  
Capital conservation buffer 2.50%    
Common Equity Tier 1 capital ratio including capital conservation buffer (as a percent) 7.00%    
Number of conditions or events to be performed | item 0    
Tier 1 capital to risk-weighted assets      
Actual Amount $ 229,245,000   $ 226,244,000
Actual Ratio (as a percent) 0.1035   0.1007
Required for Capital Adequacy Purposes Ratio (as a percent) 0.085    
Common Equity Tier 1 (CET 1) to risk-weighted assets      
Actual Amount $ 229,245,000   $ 226,244,000
Actual Ratio (as a percent) 10.35%   10.07%
Total capital to risk-weighted assets      
Actual Amount $ 291,076,000   $ 294,807,000
Actual Ratio (as a percent) 0.1315   0.1312
Required for Capital Adequacy Purposes Ratio (as a percent) 0.105    
Tier 1 capital to average assets      
Actual Amount $ 229,245,000   $ 226,244,000
Actual Ratio (as a percent) 0.0812   0.0788
Banking Regulations, Retained Earnings (Accumulated Deficit) $ 118,600,000    
Bank      
Tier 1 capital to risk-weighted assets      
Actual Amount $ 260,407,000   $ 256,419,000
Actual Ratio (as a percent) 0.1176   0.1141
Required for Capital Adequacy Purposes Amount $ 132,841,000   $ 134,831,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.060   0.060
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 177,121,000   $ 179,774,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 0.080   0.080
Common Equity Tier 1 (CET 1) to risk-weighted assets      
Actual Amount $ 260,407,000   $ 256,419,000
Actual Ratio (as a percent) 11.76%   11.41%
Required for Capital Adequacy Purposes Amount $ 99,631,000   $ 101,123,000
Required for Capital Adequacy Purposes Ratio (as a percent) 4.50%   4.50%
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 143,911,000   $ 146,067,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 6.50%   6.50%
Total capital to risk-weighted assets      
Actual Amount $ 277,238,000   $ 271,981,000
Actual Ratio (as a percent) 0.1252   0.1210
Required for Capital Adequacy Purposes Amount $ 177,121,000   $ 179,774,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.080   0.080
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 221,401,000   $ 224,718,000
To be Well Capitalized Under Prompt Corrective Action Regulations Ratio (as a percent) 0.100   0.100
Tier 1 capital to average assets      
Actual Amount $ 260,407,000   $ 256,419,000
Actual Ratio (as a percent) 0.0924   0.0894
Required for Capital Adequacy Purposes Amount $ 112,697,000   $ 114,681,000
Required for Capital Adequacy Purposes Ratio (as a percent) 0.040   0.040
To be Well Capitalized Under Prompt Corrective Action Regulations Amount $ 140,872,000   $ 143,351,000
Banking Regulation, Tier One Leverage Capital Ratio, Well Capitalized, Minimum 0.050   0.050