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FAIR VALUE - Summary of assets measured at fair value on recurring basis (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Guarantee asset      
Derivative Asset $ 1,013   $ 1,060
Fair Value, Recurring | Forward commitments and FSC      
Guarantee asset      
Derivative Asset 5   225
Fair Value, Recurring | IRLC, net      
Guarantee asset      
Derivative Asset 801   358
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Loans Held at Fair Value      
Guarantee asset      
Balance at beginning of period 7,283 $ 13,726  
Gains/(losses) in net income, net 57 50  
Settlements (1,177) (1,502)  
Balance at end of period 6,112 11,922  
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Net Charge Off (51) (352)  
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Forward commitments and FSC      
Guarantee asset      
Derivative Asset 0   0
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Guarantee Asset      
Guarantee asset      
Balance at beginning of period 235 189  
Unpaid principal 11 13  
Gains/(losses) in net income, net 36 5  
Settlements (21) (8)  
Balance at end of period 261 199  
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | IRLC, net      
Guarantee asset      
Balance at beginning of period 358 345  
Loans acquired 801 813  
Unpaid principal 873 819  
Gains/(losses) in net income, net 515 474  
Balance at end of period 801 813  
Derivative Asset 801   358
Significant Unobservable Inputs (Level 3) | Fair Value, Recurring | Equity Warrants      
Guarantee asset      
Balance at beginning of period 765 795  
Balance at end of period 765 $ 795  
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Recurring | Forward commitments and FSC      
Guarantee asset      
Derivative Asset 0   0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Recurring | IRLC, net      
Guarantee asset      
Derivative Asset 0   0
Significant Other Observable Inputs (Level 2) | Fair Value, Recurring | Forward commitments and FSC      
Guarantee asset      
Derivative Asset 5   225
Significant Other Observable Inputs (Level 2) | Fair Value, Recurring | IRLC, net      
Guarantee asset      
Derivative Asset $ 0   $ 0