CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
Cash and cash equivalents:
Cash and due from banks	$ 15,924	$ 9,770
Interest-bearing deposits in other financial institutions	255,658	226,271
Total cash and cash equivalents	271,582	236,041
Held-to-maturity debt securities, net of allowance for credit losses of $71 and $71 (fair value of $67,479 and $68,161), respectively	73,775	75,724
Correspondent bank stock, at cost	5,968	5,864
Mortgage loans held for sale, at fair value	10,557	25,455
Loans held at fair value	0	251
Total	2,425,367	2,425,565
Allowance for credit losses	(17,956)	(18,330)
Total, net	2,407,411	2,407,235
Premises and equipment, net	24,554	24,129
Accrued interest receivable	10,623	10,364
Accounts receivable	4,505	4,763
Other receivables	4,608	5,710
Other real estate owned, net	4,385	35,929
Goodwill and other intangible assets, net	31,576	31,627
Deferred tax assets, net	2,856	3,079
Company-owned life insurance	17,071	16,961
Other assets	36,829	35,905
Total assets	2,906,300	2,919,037
Deposits:
Noninterest-bearing	409,696	375,603
Interest-bearing	2,105,701	2,138,606
Total deposits	2,515,397	2,514,209
Borrowings:
Federal Home Loan Bank and Federal Reserve borrowings	51,612	57,038
Subordinated notes	44,621	52,565
Accrued interest payable	2,371	1,995
Other liabilities	35,744	40,908
Total liabilities	2,649,745	2,666,715
Shareholders' Equity
Preferred stock - no par value; 10,000,000 shares authorized; 0 issued and outstanding	0	0
Common stock - no par value; 90,000,000 shares authorized; 9,704,320 and 9,667,142 shares issued and outstanding as of March 31, 2025 and December 31, 2024, respectively	0	0
Additional paid-in capital	193,666	193,585
Retained earnings	63,700	59,515
Accumulated other comprehensive loss	(811)	(778)
Total shareholders’ equity	256,555	252,322
Total liabilities and shareholders’ equity	$ 2,906,300	$ 2,919,037