INCOME TAXES - Deferred tax items (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Deferred tax assets:
Net operating loss carryforwards	$ 472	$ 472
Allowance for credit losses	4,327	6,194
Acquired loans fair market value adjustments	955	607
Loans accounted for under the fair value option	174	216
Lease liability	4,948	2,579
Stock-based compensation	840	1,423
Provision on other real estate owned	261	0
Other intangible assets	81	186
Unrealized losses on securities	250	383
Accrued bonuses	0	376
Loan fees	0	74
Accrued expenses	0	77
Other	383	184
Total deferred tax assets	12,691	12,771
Deferred tax liabilities:
Goodwill	(1,384)	(1,263)
Depreciation	(2,787)	(2,311)
Right-of-use asset	(4,523)	(2,113)
Acquired loans fair market value adjustments	(301)	(196)
FHLB Redemption	(98)	(33)
Deferred Tax Liabilities Loan Fees	(71)	0
Total deferred tax liabilities	(9,164)	(5,916)
Net operating loss valuation allowance	(448)	(448)
Net deferred tax asset	$ 3,079	$ 6,407