CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Cash flows from operating activities
Net income	$ 8,473	$ 5,225
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Net amortization of investment securities	(75)	(14)
Stock dividends received on correspondent bank stock	(463)	(620)
Provision for credit losses	1,933	10,355
Net loss on loans held for sale	105	178
Net gain on mortgage loans	(4,912)	(2,826)
Origination of mortgage loans held for sale	(383,307)	(276,045)
Proceeds from mortgage loans	369,629	280,462
Loss on disposal of fixed assets	0	8
Depreciation and amortization	2,565	2,377
Net amortization of purchase accounting adjustments	138	457
Deferred income tax expense	3,123	2,057
Income on company-owned life insurance	(431)	(378)
Stock-based compensation	1,486	1,843
Provision for other real estate owned	1,107	0
Unrealized loss recognized on equity securities	33	22
Net loss on loans accounted for under the fair value option	999	2,010
Net changes in operating assets and liabilities:
Change in accounts receivable	550	(307)
Change in accrued interest receivable and other assets	(670)	(4,513)
Change in accrued interest payable and other liabilities	(827)	1,589
Net cash (used in) provided by operating activities	(544)	21,880
Activity in held-to-maturity debt securities:
Maturities, prepayments, and calls	8,736	7,243
Purchases	(9,782)	0
Purchases of correspondent bank stock	(6,865)	(40,819)
Redemption of correspondent bank stock	8,619	41,394
Contributions to low-income housing tax credit investments	(803)	(1,140)
Loan and note receivable originations and principal collections, net	85,426	(110,151)
Purchases of premises and equipment	(1,213)	(2,347)
Proceeds from loans held for sale previously classified as loans held for investment	5,582	40,602
Purchase of loans	(23,259)	(1,173)
Net cash provided by (used in) investing activities	66,441	(66,391)
Cash flows from financing activities
Net change in deposits	(14,830)	123,810
Payments to Federal Home Loan Bank borrowings	(276,201)	(1,572,743)
Proceeds from Federal Home Loan Bank borrowings	240,026	1,482,419
Payments to Federal Reserve borrowings	(42,498)	(292,511)
Proceeds from Federal Reserve borrowings	10,000	361,660
Repurchase of common stock	(89)	0
Proceeds from the exercise of stock options	0	245
Cash paid for withholding taxes on share-based awards	(706)	(439)
Net cash (used in) provided by financing activities	(84,298)	102,441
Net change in cash and cash equivalents	(18,401)	57,930
Cash and cash equivalents, beginning of year	254,442	196,512
Cash and cash equivalents, end of period	236,041	254,442
Supplemental cash flow information:
Interest paid on deposits and borrowed funds	90,125	71,785
Income tax payment	93	2,907
Cash paid for lease liabilities	3,576	3,531
Supplemental noncash disclosures:
Transfer of loans held for investment to loans held for sale	5,834	39,221
Adoption of ASU 2016-13, net of tax	0	5,319
Dissolution of RSI entity	0	751
Lease right-of-use-asset obtained in exchange for lease liabilities	12,619	2,992
Transfers from loans, net of participations, to other real estate owned	$ 27,390	$ 0