CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Interest and dividend income:
Loans, including fees	$ 140,054	$ 135,429
Loans accounted for under the fair value option	636	1,335
Investment securities	2,658	2,463
Interest-bearing deposits in other financial institutions	8,840	5,711
Dividends, restricted stock	463	620
Total interest and dividend income	152,651	145,558
Interest expense:
Deposits	82,541	65,460
Other borrowed funds	5,786	8,993
Total interest expense	88,327	74,453
Net interest income	64,324	71,105
Less: Provision for credit losses	1,933	10,355
Net interest income, after provision for credit losses	62,391	60,750
Non-interest income:
Trust and investment management fees	19,193	18,788
Net gain on mortgage loans	4,912	2,826
Net loss on loans held for sale	(105)	(178)
Bank fees	2,036	2,022
Risk management and insurance fees	1,664	919
Income on company-owned life insurance	431	378
Net loss on loans accounted for under the fair value option	(999)	(2,010)
Unrealized loss recognized on equity securities	(33)	(22)
Other	581	(775)
Total non-interest income	27,680	21,948
Total income before non-interest expense	90,071	82,698
Non-interest expense:
Salaries and employee benefits	45,040	45,202
Occupancy and equipment	8,282	7,597
Professional services	7,951	7,638
Technology and information systems	4,170	3,497
Data processing	4,179	4,539
Marketing	1,208	1,540
Amortization of other intangible assets	226	250
Other	7,436	5,374
Total non-interest expense	78,492	75,637
Income before income taxes	11,579	7,061
Income tax expense	3,106	1,836
Net income available to common shareholders	$ 8,473	$ 5,225
Earnings per common share:
Basic (in dollars per share)	$ 0.88	$ 0.55
Diluted (in dollars per share)	$ 0.87	$ 0.54