XML 63 R45.htm IDEA: XBRL DOCUMENT v3.25.0.1
COMMITMENTS AND CONTINGENCIES (Tables)
 12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Schedule of contract amounts represent credit risk
The following table presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted:
December 31,
20242023
(dollars in thousands)Fixed RateVariable RateFixed RateVariable Rate
Unused lines of credit$68,427 $453,520 $86,398 $540,255 
Standby letters of credit13,864 8,000 13,922 12,094 
Commitments to make loans to sell19,769 — 18,917 — 
Commitments to make loans4,029 15,563 5,275 7,115 
The following table presents the changes in the ACL on unfunded loan commitments:
December 31,
20242023
Beginning balance$2,178 $419 
Impact of adopting ASU 2016-13— 3,481 
Release of credit losses(1,506)(1,722)
Ending balance$672 $2,178