BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2024

Debt Disclosure [Abstract]

Schedule of borrowings from FHLB Topeka

The Company had the following required maturities on FHLB and FRB borrowings as of the dates noted (dollars in thousands):

			December 31,
Maturity Date	Rate %		2024		2023
March 27, 2024	4.78	%	$	—	$	30,997
March 29, 2024	5.60		—		50,000
January 1, 2025(1)	4.57		5,000		41,175
January 2, 2025	4.53		50,000		—
Total			$	55,000	$	122,172

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(1)The borrowing has a one day, automatic daily renewal maturity date, subject to FHLB discretion not to renew.

Schedule of debt

The following presents the Company's subordinated notes included in the Subordinated notes line of the Consolidated Balance Sheets (dollars in thousands):

Issuance Date	Stated Rate	Interest Paid	Maturity	Carrying Value		Initial Debt Issuance Costs		Remaining Net Balance as of December 31, 2024(1)
March 2020	5.125% per annum until 3/31/2025, then alternative rate plus 450 basis points until maturity	Quarterly	3/31/2030	$	8,000	$	120	$	7,994
November 2020	4.25% per annum until 12/1/2025, then SOFR plus 402 basis points until maturity	Semi-annual (Quarterly beginning 12/01/25)	12/1/2030	10,000		162		9,953
August 2021	3.25% per annum until 9/1/2026, then SOFR plus 258 basis points until maturity	Semi-annual (Quarterly beginning 09/01/26)	9/1/2031	15,000		242		14,908
December 2022	7.00% per annum until 12/15/2027, then SOFR plus 328 basis points until maturity	Semi-annual (Quarterly beginning 12/15/27)	12/15/2032	20,000		506		19,710

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(1)Remaining net balance includes amortization of debt issuance costs.