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SEGMENT REPORTING
 12 Months Ended
Dec. 31, 2024
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
The Company’s reportable segments consist of Wealth Management and Mortgage. The chief operating decision maker ("CODM") is the Chief Executive Officer. The measure of profit or loss used by the CODM to identify and measure the Company’s reportable segments is income before income tax. The CODM uses income before income tax to determine resource allocation during the annual budget and forecast process and to monitor monthly budgeted versus actual results in assessing performance of the segments.
The Wealth Management segment consists of operations relative to the Company’s fully integrated wealth management products and services. Services provided include deposit, loan, insurance, and trust and investment management advisory products and services. Parent company activity primarily consists of subordinated debt interest expense and is included within Wealth Management as management evaluates and makes business decisions for Wealth Management, including the parent company, collectively as one segment.
The Mortgage segment consists of operations relative to the Company’s residential mortgage service offerings. Mortgage products and services are financial in nature for which premiums are recognized, net of expenses, upon the sale of mortgage loans to third parties.
The following presents the financial information for each segment that is specifically identifiable or based on allocations using internal methods as of or during the periods presented (dollars in thousands):
As of and for the year ended December 31, 2024Wealth
Management		MortgageConsolidated
Income Statement
Total interest and dividend income$151,519 $1,132 $152,651 
Total interest expense88,327 — 88,327 
Provision for credit losses1,933 — 1,933 
Net interest income, after provision for credit losses
61,259 1,132 62,391 
Net gain on mortgage loans— 4,912 4,912 
All other non-interest income(1)
22,768 — 22,768 
Total income before non-interest expense
84,027 6,044 90,071 
Salaries and employee benefits expense
41,442 3,598 45,040 
Depreciation and amortization expense2,535 30 2,565 
All other non-interest expense(2)
29,421 1,466 30,887 
Income before income taxes
$10,629 $950 $11,579 
Goodwill$30,400 $— $30,400 
Total assets
2,891,615 27,422 2,919,037 
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(1)All other non-interest income for Wealth Management primarily includes Trust and investment management fees, Bank fees, Risk management and insurance fees, Net loss on loans accounted for under the fair value option, and Other.
(2)All other non-interest expense for Wealth Management primarily includes Occupancy and equipment, Professional services, Technology and information systems, Data processing, Marketing, and Other. All other non-interest expense for Mortgage primarily includes Occupancy and equipment, Data processing, and Other.
As of and for the year ended December 31, 2023 Wealth
Management 		 Mortgage  Consolidated
Income Statement
Total interest and dividend income$144,837 $721 $145,558 
Total interest expense74,453 — 74,453 
Provision for loan losses10,355 — 10,355 
Net interest income, after provision for loan losses
60,029 721 60,750 
Net gain on mortgage loans— 2,826 2,826 
All other non-interest income(1)
19,122 — 19,122 
Total income before non-interest expense
79,151 3,547 82,698 
Salaries and employee benefits expense
40,656 4,546 45,202 
Depreciation and amortization expense2,344 33 2,377 
All other non-interest expense(2)
26,491 1,567 28,058 
Income (loss) before income taxes$9,660 $(2,599)$7,061 
Goodwill$30,400 $— $30,400 
Total assets
2,966,612 8,850 2,975,462 
_____________________________
(1)All other non-interest income for Wealth Management primarily includes Trust and investment management fees, Bank fees, Risk management and insurance fees, Net loss on loans accounted for under the fair value option, and Other.
(2)All other non-interest expense for Wealth Management primarily includes Occupancy and equipment, Professional services, Technology and information systems, Data processing, Marketing, and Other. All other non-interest expense for Mortgage primarily includes Occupancy and equipment, Data processing, and Other.