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REGULATORY CAPITAL MATTERS (Details)
12 Months Ended
Dec. 31, 2024
USD ($)
condition
Dec. 31, 2023
USD ($)
REGULATORY CAPITAL MATTERS    
Capital injection $ 0 $ 0
Capital conservation buffer 2.50%  
Common equity Tier 1 capital ratio including capital conservation buffer (as a percent) 7.00%  
Tier 1 capital ratio including capital conservation buffer (as a percent) 8.50%  
Total capital ratio including capital conservation buffer (as a percent0 10.50%  
Number of conditions or events to be performed | condition 0  
Tier 1 capital to risk-weighted assets    
Actual amount $ 226,244,000 $ 218,150,000
Actual ratio (as a percent) 0.1007 0.0940
CET1 to risk-weighted assets    
Actual amount $ 226,244,000 $ 218,150,000
Actual ratio (as a percent) 10.07% 9.40%
Total capital to risk-weighted assets    
Actual amount $ 294,807,000 $ 292,151,000
Actual ratio (as a percent) 0.1312 0.1259
Tier 1 capital to average assets    
Actual amount $ 226,244,000 $ 218,150,000
Actual ratio (as a percent) 0.0788 0.0777
Retained earnings available $ 113,800,000  
Dividends 0 $ 0
Subsidiaries    
Tier 1 capital to risk-weighted assets    
Actual amount $ 256,419,000 $ 244,390,000
Actual ratio (as a percent) 0.1141 0.1054
Required for capital adequacy purposes amount $ 134,831,000 $ 139,126,000
Required for capital adequacy purposes amount (as a percent) 0.060 0.060
To be well capitalized under prompt corrective action regulations amount $ 179,774,000 $ 185,502,000
To be well capitalized under prompt corrective action regulations ratio (as a percent) 0.080 0.080
CET1 to risk-weighted assets    
Actual amount $ 256,419,000 $ 244,390,000
Actual ratio (as a percent) 11.41% 10.54%
Required for capital adequacy purposes amount $ 101,123,000 $ 104,345,000
Required for capital adequacy purposes ratio (as a percent) 4.50% 4.50%
To be well capitalized under prompt corrective action regulations amount $ 146,067,000 $ 150,720,000
To be well capitalized under prompt corrective action regulations ratio (as a percent) 6.50% 6.50%
Total capital to risk-weighted assets    
Actual amount $ 271,981,000 $ 265,391,000
Actual ratio (as a percent) 0.1210 0.1145
Required for capital adequacy purposes amount $ 179,774,000 $ 185,502,000
Required for capital adequacy purposes ratio (as a percent) 0.080 0.080
To be well capitalized under prompt corrective action regulations amount $ 224,718,000 $ 231,877,000
To be well capitalized under prompt corrective action regulations ratio (as a percent) 0.100 0.100
Tier 1 capital to average assets    
Actual amount $ 256,419,000 $ 244,390,000
Actual ratio (as a percent) 0.0894 0.0871
Required for capital adequacy purposes amount $ 114,681,000 $ 112,244,000
Required for capital adequacy purposes ratio (as a percent) 0.040 0.040
To be well capitalized under prompt corrective action regulations amount $ 143,351,000 $ 140,306,000
To be well capitalized under prompt corrective action regulations ratio (as a percent) 0.050 0.050