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FAIR VALUE - Rollforward of changes in fair value of loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Mortgage loans held for sale    
Guarantee asset    
Balance at beginning of period $ 7,254 $ 8,839
Loans originated 383,307 276,045
Fair value changes 41 59
Sales (365,062) (277,683)
Settlements (85) (6)
Balance at end of period 25,455 7,254
Loans held for sale    
Guarantee asset    
Balance at beginning of period 0 1,965
Loans originated 5,834 39,221
Fair value changes (222) (20)
Sales (5,361) (40,761)
Settlements 0 (405)
Balance at end of period 251 0
Loan Held for Investment    
Guarantee asset    
Balance at beginning of period 13,726 23,321
Loans acquired 0 1,173
Fair value changes 179 (309)
Net charge-offs (1,178) (1,700)
Settlements (5,444) (8,759)
Balance at end of period $ 7,283 $ 13,726