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FAIR VALUE - Rollforward of changes in fair value of loans (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Mortgage loans held for sale        
Guarantee asset        
Balance at beginning of period $ 26,856 $ 19,746 $ 7,254 $ 8,839
Loans transferred from held for investment 97,878 66,586 270,136 217,774
Fair value changes (346) (163) 16 (35)
Sales (112,033) (74,064) (265,034) (214,467)
Settlements (31) 0 (48) (6)
Balance at end of period 12,324 12,105 12,324 12,105
Loans held for sale        
Guarantee asset        
Balance at beginning of period 0 0 0 1,965
Loans transferred from held for investment 993 0 3,722 39,221
Fair value changes 0 0 0 (20)
Sales (520) 0 (3,249) (40,761)
Settlements 0 0 0 (405)
Balance at end of period 473 0 473 0
Loan Held for Investment        
Guarantee asset        
Balance at beginning of period 10,190 17,523 13,726 23,321
Fair value changes 66 110 166 (547)
Settlements (1,311) (1,806) (4,230) (7,101)
Loans acquired 0 0 0 1,162
Net charge-offs (299) (363) (1,016) (1,371)
Balance at end of period $ 8,646 $ 15,464 $ 8,646 $ 15,464