CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash flows from operating activities
Net income	$ 5,725	$ 8,444
Adjustments to reconcile net income to net cash from operating activities:
Net amortization of investment securities	(60)	(12)
Stock dividends received on correspondent bank stock	(334)	(459)
Provision for credit losses	2,907	1,862
Net gain (loss) on loans held for sale	(117)	178
Net gain on mortgage loans	(4,535)	(2,447)
Origination of mortgage loans held for sale	(270,136)	(217,774)
Proceeds from mortgage loans	268,733	216,913
Depreciation and amortization	1,909	1,748
Net amortization of purchase accounting adjustments	204	555
Deferred income tax (benefit) expense	(3,187)	155
Increase in cash surrender value of company-owned life insurance	(319)	(277)
Stock-based compensation	1,149	1,444
Change in fair value of equity securities	(16)	20
Change in fair value of loans accounted for under the fair value option	850	1,919
Change in fair value of loans held for sale	0	(269)
Net changes in operating assets and liabilities:
Change in accounts receivable	310	(227)
Change in accrued interest receivable and other assets	(980)	50
Change in accrued interest payable and other liabilities	1,765	(1,757)
Net cash used in operating activities	3,868	10,066
Activity in held-to-maturity securities:
Maturities, prepayments, and calls	6,488	5,717
Purchases	(8,783)	0
Purchases of correspondent bank stock	(6,866)	(23,727)
Redemption of correspondent bank stock	8,609	19,991
Contributions to low-income housing tax credit investments	(537)	(1,140)
Loan and note receivable originations and principal collections, net	106,458	(101,180)
Purchases of premises and equipment	(835)	(1,890)
Proceeds from loans held for sale previously classified as loans held for investment	3,470	40,602
Purchases of loans	0	(1,162)
Net cash provided by (used in) investing activities	108,004	(62,789)
Cash flows from financing activities
Net change in deposits	(25,985)	14,767
Payments to Federal Home Loan Bank borrowings	(483,624)	(1,262,893)
Proceeds from Federal Home Loan Bank borrowings	442,449	1,306,462
Payments to Federal Reserve borrowings	(82,296)	(292,059)
Proceeds from Federal Reserve borrowings	60,133	361,534
Repurchase of common stock	(89)	0
Proceeds from the exercise of stock options	0	245
Cash paid for withholding taxes on share-based awards	(680)	(361)
Net cash (used in) provided by financing activities	(90,092)	127,695
Net change in cash and cash equivalents	21,780	74,972
Cash and cash equivalents, beginning of year	254,442	196,512
Cash and cash equivalents, end of period	276,222	271,484
Supplemental cash flow information:
Interest paid on deposits and borrowed funds	67,580	50,713
Income tax payment	93	2,935
Cash paid for lease liabilities	2,617	2,370
Supplemental noncash disclosures:
Transfer of loans held for investment to loans held for sale	3,722	39,221
CECL adoption	0	5,319
RSI dissolution	0	751
Lease right-of-use-asset obtained in exchange for lease liabilities	11,882	1,704
Real Estate Owned, Transfer to Real Estate Owned	$ 27,390	$ 0