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COMMITMENTS AND CONTINGENCIES (Tables)
 9 Months Ended
Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]  
Schedule of contract amounts represent credit risk
The following table presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted:
September 30, 2024December 31, 2023
(dollars in thousands)Fixed RateVariable RateFixed RateVariable Rate
Unused lines of credit$56,617 $468,986 $86,398 $540,255 
Standby letters of credit10,204 10,331 13,922 12,094 
Commitments to make loans to sell56,214 — 18,917 — 
Commitments to make loans1,535 9,110 5,275 7,115 
The following table presents the changes in the ACL on unfunded loan commitments:
Three Months Ended September 30,
Nine Months Ended September 30,
(dollars in thousands)2024202320242023
Beginning balance$1,205 $4,029 $2,178 $419 
Impact of adopting ASU 2016-13— — — 3,481 
(Release) provision for credit losses(295)(992)(1,268)(863)
Ending balance$910 $3,037 $910 $3,037