CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Cash and cash equivalents:
Cash and due from banks	$ 18,979	$ 7,284
Interest-bearing deposits in other financial institutions	257,243	247,158
Total cash and cash equivalents	276,222	254,442
Held-to-maturity debt securities, net of allowance for credit losses of $71 and $71, (fair value of $70,826 and $66,617), respectively	76,745	74,102
Correspondent bank stock, at cost	5,746	7,155
Mortgage loans held for sale, at fair value	12,324	7,254
Loans held at fair value	473	0
Total	2,383,199	2,530,915
Allowance for credit losses	(18,796)	(23,931)
Total, net	2,364,403	2,506,984
Premises and equipment, net	24,350	25,256
Accrued interest receivable	10,455	11,428
Accounts receivable	4,864	5,095
Other receivables	10,397	4,467
Other real estate owned, net	37,036	0
Goodwill and other intangible assets, net	31,684	31,854
Deferred tax assets, net	4,075	6,407
Company-owned life insurance	16,849	16,530
Other assets	36,325	24,488
Total assets	2,911,948	2,975,462
Deposits:
Noninterest-bearing	473,576	482,579
Interest-bearing	2,029,478	2,046,460
Total deposits	2,503,054	2,529,039
Borrowings:
Federal Home Loan Bank and Federal Reserve borrowings	62,373	125,711
Subordinated notes	52,508	52,340
Accrued interest payable	3,339	3,793
Other liabilities	41,843	21,841
Total liabilities	2,663,117	2,732,724
Shareholders' Equity
Preferred stock - no par value; 10,000,000 shares authorized; 0 issued and outstanding	0	0
Common stock - no par value; 90,000,000 shares authorized; 9,664,101 and 9,581,183 shares issued and outstanding as of September 30, 2024 and December 31, 2023, respectively	0	0
Additional paid-in capital	193,274	192,894
Retained earnings	56,767	51,042
Accumulated other comprehensive loss	(1,210)	(1,198)
Total shareholders’ equity	248,831	242,738
Total liabilities and shareholders’ equity	$ 2,911,948	$ 2,975,462