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FAIR VALUE - Rollforward of changes in fair value of loans (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Mortgage loans held for sale        
Guarantee asset        
Balance at beginning of period $ 10,470 $ 9,873 $ 7,254 $ 8,839
Loans transferred from held for investment 113,510 97,117 172,258 151,189
Fair value changes 283 59 362 128
Sales (97,394) (87,303) (153,001) (140,403)
Settlements (13) 0 (17) (7)
Balance at end of period 26,856 19,746 26,856 19,746
Loans held for sale        
Guarantee asset        
Balance at beginning of period 0 0 0 1,965
Loans transferred from held for investment 0 0 2,729 39,221
Fair value changes 0 0 0 (20)
Sales 0 0 (2,729) (40,761)
Settlements 0 0 0 (405)
Balance at end of period 0 0 0 0
Loan Held for Investment        
Guarantee asset        
Balance at beginning of period 11,922 20,807 13,726 23,321
Fair value changes 50 (507) 100 (657)
Settlements (1,417) (2,160) (2,919) (5,294)
Loans acquired 0 0 0 1,162
Net charge-offs (365) (617) (717) (1,009)
Balance at end of period $ 10,190 $ 17,523 $ 10,190 $ 17,523