XML 59 R48.htm IDEA: XBRL DOCUMENT v3.24.2.u1
LOANS AND THE ALLOWANCE FOR CREDIT LOSSES - Allowance for loan losses by portfolio (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance $ 24,630 $ 19,843 $ 23,931 $ 17,183 $ 17,183      
Impact of ASU 2016-13 adoption 246,875 242,242 246,875 242,242 242,738 $ 245,528 $ 239,822 $ 240,864
(Release) provision for credit losses 2,680 2,209 3,379 1,404        
Financing Receivable, Allowance for Credit Loss, Writeoff (15) (13) (26) (30)        
Recoveries 24 5 35 17        
Ending balance 27,319 22,044 27,319 22,044 23,931      
Accounting Standards Update 2016-13                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance       3,470 3,470      
Cumulative change in accounting principle                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Impact of ASU 2016-13 adoption [1]               $ (5,319)
Cash, Securities, and Other                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance 777 1,451 961 1,198 1,198      
(Release) provision for credit losses (402) (140) (586) (80)        
Financing Receivable, Allowance for Credit Loss, Writeoff     0   0      
Ending balance 375 1,311 375 1,311 961      
Cash, Securities, and Other | Accounting Standards Update 2016-13                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance       193 193      
Consumer and Other                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance 87 196 124 191 191      
(Release) provision for credit losses (15) (50) (46) (145)        
Financing Receivable, Allowance for Credit Loss, Writeoff (15) (13) (26) (30) (101)      
Recoveries 18 4 23 15        
Ending balance 75 137 75 137 124      
Consumer and Other | Accounting Standards Update 2016-13                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance       106 106      
Construction and Development                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance 7,388 6,229 7,945 2,025 2,025      
(Release) provision for credit losses 208 1,267 (349) 790        
Financing Receivable, Allowance for Credit Loss, Writeoff     0   0      
Ending balance 7,596 7,496 7,596 7,496 7,945      
Construction and Development | Accounting Standards Update 2016-13                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance       4,681 4,681      
1-4 Family Residential                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance 4,288 3,821            
(Release) provision for credit losses 21 (242)            
Financing Receivable, Allowance for Credit Loss, Writeoff     0   0      
Recoveries 1              
Ending balance 4,310 3,579 4,310 3,579        
Non-Owner Occupied CRE                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance 2,196 2,709 2,325 3,490 3,490      
(Release) provision for credit losses 7 (214) (122) (306)        
Financing Receivable, Allowance for Credit Loss, Writeoff     0   0      
Ending balance 2,203 2,495 2,203 2,495 2,325      
Non-Owner Occupied CRE | Accounting Standards Update 2016-13                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance       (689) (689)      
Owner Occupied CRE                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance 975 1,272 1,034 1,510 1,510      
(Release) provision for credit losses (2) (90) (61) (224)        
Financing Receivable, Allowance for Credit Loss, Writeoff     0   0      
Ending balance 973 1,182 973 1,182 1,034      
Owner Occupied CRE | Accounting Standards Update 2016-13                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance       (104) (104)      
Commercial and Industrial                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance 8,919 4,165 7,172 2,460 2,460      
(Release) provision for credit losses 2,863 1,678 4,609 1,291        
Financing Receivable, Allowance for Credit Loss, Writeoff     0   (8,737)      
Recoveries 5 1   2        
Ending balance $ 11,787 $ 5,844 11,787 5,844 7,172      
Commercial and Industrial | Accounting Standards Update 2016-13                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance       2,091 2,091      
Commercial and Industrial                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance     4,370 6,309 6,309      
(Release) provision for credit losses     (66) 78        
Recoveries     6          
Ending balance         4,370      
Commercial and Industrial | Accounting Standards Update 2016-13                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Beginning balance       $ (2,808) $ (2,808)      
Commercial and Industrial                
Financing Receivable, Allowance for Credit Loss [Roll Forward]                
Recoveries     $ 6          
[1] Refer to Note 1 Organization and Summary of Significant Accounting Policies for further information.