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COMMITMENTS AND CONTINGENCIES (Tables)
 6 Months Ended
Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]  
Schedule of contract amounts represent credit risk
The following table presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted:
June 30, 2024December 31, 2023
(dollars in thousands)Fixed RateVariable RateFixed RateVariable Rate
Unused lines of credit$77,083 $502,296 $86,398 $540,255 
Standby letters of credit9,433 10,425 13,922 12,094 
Commitments to make loans to sell45,398 — 18,917 — 
Commitments to make loans625 7,306 5,275 7,115 
The following table presents the changes in the ACL on unfunded loan commitments:
Three Months Ended June 30,Six Months Ended June 30,
(dollars in thousands)2024202320242023
Beginning balance$1,551 $4,395 $2,178 $419 
Impact of adopting ASU 2016-13— — — 3,481 
(Release) provision for credit losses(346)(366)(973)129 
Ending balance$1,205 $4,029 $1,205 $4,029