CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Cash and cash equivalents:
Cash and due from banks	$ 6,374	$ 7,284
Interest-bearing deposits in other financial institutions	239,425	247,158
Total cash and cash equivalents	245,799	254,442
Held-to-maturity debt securities, net of allowance for credit losses of $71 and $71, (fair value of $71,067 and $66,617), respectively	78,927	74,102
Correspondent bank stock, at cost	10,804	7,155
Mortgage loans held for sale, at fair value	26,856	7,254
Total	2,456,063	2,530,915
Allowance for credit losses	(27,319)	(23,931)
Total, net	2,428,744	2,506,984
Premises and equipment, net	24,657	25,256
Accrued interest receivable	11,339	11,428
Accounts receivable	5,118	5,095
Other receivables	4,875	4,467
Other real estate owned, net	11,421	0
Goodwill and other intangible assets, net	31,741	31,854
Deferred tax assets, net	6,123	6,407
Company-owned life insurance	16,741	16,530
Other assets	34,410	24,488
Total assets	2,937,555	2,975,462
Deposits:
Noninterest-bearing	396,702	482,579
Interest-bearing	2,014,190	2,046,460
Total deposits	2,410,892	2,529,039
Borrowings:
Federal Home Loan Bank and Federal Reserve borrowings	191,505	125,711
Subordinated notes	52,451	52,340
Accrued interest payable	2,243	3,793
Other liabilities	33,589	21,841
Total liabilities	2,690,680	2,732,724
Shareholders' Equity
Preferred stock - no par value; 10,000,000 shares authorized; 0 issued and outstanding	0	0
Common stock - no par value; 90,000,000 shares authorized; 9,660,548 and 9,581,183 shares issued and outstanding as of June 30, 2024 and December 31, 2023, respectively	0	0
Additional paid-in capital	192,891	192,894
Retained earnings	54,633	51,042
Accumulated other comprehensive loss	(649)	(1,198)
Total shareholders’ equity	246,875	242,738
Total liabilities and shareholders’ equity	$ 2,937,555	$ 2,975,462